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Mortgage Broker Bond / Finance Lender Bonds

Finance Lender  / Mortgage Broker Surety Bonds

South Coast Surety Has a SPECIAL In-House Program
for Finance Lender  / Mortgage Broker License Bonds

Rates start at 0.75%

Mortgage Broker License Surety Bond
A Finance Lender / Mortgage Broker bond is to provide security for a broker/lender's license. 

Finance Lender broker bonds and mortgage lender bonds are required by the various states where the mortgage broker/lender is operating.  

The license is to assure that the broker/lender will abide by the laws & regulations of that state and protect consumers. 

Every state has their own regulations in regards to this industry; therefore each state has its  own bond form.

See Mortgage Broker / Finance Lender Standard Surety Bond Rates HERE

Get the Mortgage Broker Bond / Finance Lender Standard Surety Bond Applications HERE  

For Mortgage Broker Bond/ Finance Lender Bonds with Problem Credit or No Credit Start HERE

California License and Bond Requirements for  Mortgage Lenders and Mortgage Bankers HERE

For Your State's Mortgage Broker Bond Requirements Check HERE

In California

Surety Bond Requirements
Each licensee is required to maintain a surety bond in a minimum amount of $25,000 at all times. The commissioner may by rule require a higher bond amount for a licensee who employs one or more mortgage loan originators and who makes or arranges residential mortgage loans, based on the dollar amount of residential mortgage loans originated by that licensee and any mortgage loan originators employed by that licensee. Every mortgage loan originator employed by the licensee shall be covered by the surety bond. (California Financial Code Section 22112)

CFLL lender and/or broker licensees who originate residential mortgage loans are required to maintain a surety bond that covers the activities of the MLOs they employ. The bond amount will be based on the amount of origination activities conducted by the licensee. The surety bond amounts will be based on the aggregate dollar amount of residential mortgage loans originated by the licensee in the preceding calendar year, as follows:

New Bond Requirements

Aggregate Loans
Bond Amount

0 - $1,000,000
$ 25,000

$1,000,001 - $50,000,000
$ 50,000

$50,000,001 - $500,000,000

Over $500,000,001

Surety bonding requirements for CFLL licensees who do not originate residential mortgage loans will remain $25,000.

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